Lucy used to carry twelve different credit cards in her purse. She loved how they allowed her to buy when her checking account said “no.” Of course, eventually the high interest rates transformed the debt from ugly to just plain obscene. Something had to change.

Lucy’s answer was starting a part-time business through the SFI Marketing Group. With the added income stream, Lucy steadily zeroed out her credit card debt. Her business soon eliminated the car payment, too. Next up: the mortgage.

Lucy’s goal is to be totally debt-free by her 38th birthday. Her checking account still doesn’t always say, “yes,” but becoming debt-free feels almost as good.

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Lucy is a fictional character. However, her story is based on those of real members of the SFI Marketing Group.